Compare Life Insurance in the UK — make a confident choice

Get a quick, clear view of policy types, costs and features. Our comparison approach helps you narrow options fast — so you can secure the right level of protection without the guesswork.

No sign-up required Takes just a few minutes
At a glance
  • Term & Whole-of-Life options explained
  • See typical premiums and key exclusions
  • Filter by budget, length and payout
  • Clarity before you commit
Protect what matters

Provide a lump sum to support your loved ones if the unexpected happens.

Keep the home secure

Many policies can cover outstanding mortgage balances.

Plan with flexibility

Choose term length, payout and optional extras as your needs evolve.

How a smart comparison saves you time

Comparing life insurance doesn’t need to be complex. With a clear side-by-side overview, you can quickly see the differences in coverage, premiums and exclusions — and shortlist policies in minutes.

1) Outline your needs

Choose payout amount, term length and any add-ons like critical illness cover.

2) Review clear results

Compare costs, features and flexibility across multiple providers.

3) Decide with confidence

Focus on value and fit — not on deciphering jargon.

Policy types at a glance
Term Life Insurance Typically most affordable

Cover for a set period (e.g. 10–30 years); pays out if death occurs during the term.

Whole-of-Life Lifetime protection

Guaranteed payout whenever death occurs; premiums generally higher.

Optional Add-ons Tailored cover

Critical illness, family extras, or features that allow early payout in defined cases.

Compare policies
Information only — not financial advice. Always read the policy documents before you buy.
See typical exclusions

What to look for when you compare

Balance price & value

Check the monthly premium alongside the total protection and flexibility over time.

Choose the right term

Match the length to milestones like mortgage payoff or your children’s independence.

Understand exclusions

Know what isn’t covered, and whether add-ons make sense for your situation.

Check provider strength

A strong reputation and claims record matter for long-term peace of mind.

Frequently asked questions

No. People also use it to secure a mortgage, cover funeral costs, or leave a legacy to relatives or charities.

Generally, the earlier you apply — and the healthier you are — the lower the premium tends to be.

Always review the policy summary and full terms. Pay attention to exclusions, waiting periods and cancellation rules.